Welcome to Pioneer Lake Mutual!


Pioneer Lake Mutual was founded in 1902 by local farmers who needed to protect their property when other insurance companies would not cover it. The name of the company has evolved over the years from Pierz Farmers Mutual to Pioneer Mutual, and after a merger with Long Lake Mutual of Brainerd, MN to Pioneer Lake Mutual Insurance Company.

Pioneer Lake Mutual Insurance Company operates in the counties of Benton (including St. Cloud), Cass, Crow Wing, Douglas, Mille Lacs, Morrison, Ottertail, Pope, Sherburne, Stearns (including St. Cloud), Todd and Wadena
Aitkin, Hubbard, Isanti, Kanabec, Kandiyohi, Meeker, Swift, Wright.

The company insures farms, hobby farms, homes, rental homes and seasonal homes.

Pioneer Lake Mutual strives to treat customers as the company itself wants to be treated. That is in a fair and friendly, honest fashion. We strive to provide excellent coverage at a very fair price. We strive to handle claims in that same tradition. That is to provide excellent claims handling and be very fair and honest at claim time.

The company supports local independent insurance agencies in the counties listed above. For the closest agent, you can contact them as listed here.

Pioneer Lake Mutual insurance Company looks forward to being your insurance company.

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© Copyright 2011 Pioneer Lake Mutual Ins Co.